Prescription Drug Plans Florida

People who have had health insurance all of their working lives, people maybe like you, are often surprised to learn that original Medicare Parts A and B don't cover prescription drug plans. That's where Medicare Part D comes in. Medicare Part D is offered exclusively by private insurance companies, and it helps to pay for the prescription drugs you need. You can get Part D either as a stand-alone plan or have it included in a Medicare Advantage plan. It's up to you. To learn more about Medicare and prescription drug plans in Florida, contact Tom Ashton Insurance today. We can help you find a prescription drug plan to suit your needs because we provide the best prescription drug plans in Florida. Here's how it works.

How Medicare Part D Works

Medicare Part D plans vary by company, so when you compare plans, you should make sure that the drugs you take today are covered by the plan you want. Then, review the drug companies and any required deductibles and monthly premiums. For most people, Medicare Part D is a smart choice either on its own or as part of a Medicare Advantage plan. It can help you save substantial sums on the cost of your drugs, help you manage your health care budget, and provide coverage in case your health needs change in the future. These are the high points of Medicare Part D. If you want to learn more about Medicare, go to medicare.gov or ask Tom Ashton Insurance. We're glad to help you find the resources you need to get the drugs you need.

What Do You Need to Know About Prescription Drug Coverage?

According to a 2016 study from the CDC, 40% of people over the age of 65, take five or more medications a day. Medicare can help you pay for it as you are likely living on limited income. A Medicare prescription drug plan is also known as Medicare Part D. To get Medicare drug coverage, you must join a plan offered by an insurance company or a private company approved by Medicare.

Two Ways to Sign Up

There are two ways to sign up. First, you can buy a Medicare Part D stand-alone plan. The second option is to purchase a Medicare Advantage plan that includes prescription drug coverage. Remember, you can only get these through private insurance companies. If you're in the market for a Medicare Part D plan, we encourage you to check out Tom Ashton Insurance.

All Prescription Drug Plans are Regulated by Medicare

Prescription drug plans in Florida are all standardized and regulated by Medicare. They all have the same four basic phases. It doesn't matter whether this plan is attached to a Medicare Advantage plan or if it's a stand-alone prescription drug plan that you will pair with a Medicare Supplement plan. They function exactly the same! Again, if you'd like to more, contact Tom Ashton Insurance today. We will customize a prescription drug plan according to your specific needs.

Prescription Drug Plans Florida
Thomas Ashton Insurance
850-232-1775
2730 Blackwood DR, Cantonment, FL 32533

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