Medicare Part D Florida

Looking into the benefits of Medicare Part D in Florida? Tom Ashton Insurance can help you navigate the tricky waters of understanding gap insurance. Don’t opt in to a plan without spending considerable time looking into the pros and cons of the program. We’ll take all the time necessary assessing your needs and making sure that the plan you choose is able to provide exceptional coverage while keeping you under budget.

The Problem

Of all supplement plans, Part D pays the lowest commission to agents, which is why few want to spend much time discussing its benefits with their clients. Many big name insurance companies instruct their agents to spend as little time as possible going over Part D benefits and recommending plans that pay a higher commission to the agency- talk about doing their clients a disservice!

The Solution

Shop around until you find an agent who is willing to lay out the full benefits of Medicare Part D. Florida agency Tom Ashton Insurance will make sure you know the particular advantages of every gap plan before you opt in for the year. Make a call to our office, and we’ll be happy to offer our professional advice while explaining the details of gap plans. For most seniors, Part D is exceptional coverage, and provides the following benefits:

  • Medicare Part A Coinsurance and Hospital Costs
  • Medicare part B Coinsurance Costs or Copayments
  • First 3 Pints of Blood
  • Part A Hospice Care Coinsurance
  • Skilled Nursing Facility Coinsurance
  • Medicare Part A Deductible
  • Foreign Travel Emergency with Limits

Don’t Confuse Plan D With Part D

Seniors often confuse Plan D with Medicare Part D, which covers prescription drugs. While they look very similar, they’re actually completely different coverage. When you work closely with a knowledgeable and honest agent, you won’t have to worry about making a mistake and opting in to the wrong plan. We caution seniors to be selective when hiring an insurance agent since many are less-than-reputable.

Combining Gap Plans

One item Part D does not cover is the Medicare Part B deductible. For this reason, many seniors instead choose to opt-in to Plan C or Plan F, both of which provide coverage for the Part D deductible. Before making a costly mistake, speak with Tom Ashton to determine whether the added cost of Part C or Part F will really be to your advantage. There’s a lot to look at when choosing coverage.

See Our Website’s Chart For More Information

Our Medicare Plans/Benefits chart can help you better understand the unique advantages of each plan. If you’re not 100% certain if Medicare Part D in Florida is the right coverage for the healthcare services you need, we’re available by phone and through our contact form to answer questions and provide additional information. Don’t worry- it’s our privilege to help you choose a Medicare supplement plan. There’s no cost for our services, and we can even help you enroll.

Medicare Part D Florida
Thomas Ashton Insurance
850-232-1775
2730 Blackwood DR, Cantonment, FL 32533

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